MAGEN FAMILY LLC — PRIVACY POLICY Effective Date: 12/11/2025
1. Introduction
Magen Family LLC (“Magen Family,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, share, and protect your information when you use magenfamily.com or submit an insurance request or application through our website.
By using our site or submitting information, you agree to this Privacy Policy.
2. Information We Collect
We collect the information necessary to provide life-insurance quotes and process applications. This may include:
A. Basic Contact Information
• Full name
• Email address
• Phone number
• Home address
B. Identity Information
• Date of birth
• Gender
• Social Security Number (full or last 4 digits)
• Driver’s license number and issuing state
C. Financial Information
• Gross annual income
• Monthly expenses
• Employment status and employer
We do not collect or store bank account numbers or credit card numbers.
D. Insurance Application Information
• Current life-insurance coverage and carrier details
• Policy details and preferences
• Beneficiary information (which may include minors)
• Tobacco and nicotine use
• Medical and health history required for underwriting
• Background information required by insurers, such as:
• Prior driver’s license suspensions
• DUI/DWI history
• Felony or criminal history
• Military service
E. Online Tracking & Analytics
• Cookies used for website functionality and analytics
• Analytics tools such as Google Analytics / Google Tag Manager
• UTM parameters (traffic source, campaign, medium)
We do not intentionally use IP addresses to personally identify visitors.
3. How We Use Your Information
We use your information to:
• Provide personalized life-insurance quotes
• Determine eligibility and underwriting requirements
• Submit your information to insurance carriers
• Communicate with you by phone, text, or email
• Maintain internal and regulatory compliance records
• Improve our website and customer experience
• Send follow-up messages where you have given consent
We use your information only for legitimate business purposes related to insurance services.
4. How We Store and Protect Sensitive Information
Insurance applications require sensitive data, including full Social Security Numbers. We take that very seriously.
We use reasonable administrative, technical, and physical safeguards, including:
• Transmission of data over encrypted connections (HTTPS)
• Storage of application data in secure third-party systems designed for customer-relationship and application management
• Restricted access to sensitive information, limited to authorized personnel who need it for their job
• Logging or monitoring of access to sensitive records where supported by our systems
• Sharing Social Security Numbers only with insurance carriers and only as needed for underwriting
We never sell Social Security Numbers or disclose them to unrelated third parties. While no method of transmission or storage is 100% secure, we use safeguards consistent with insurance-industry standards.
5. How We Share Information
We do not sell your personal information.
We may share your information only with:
A. Insurance Carriers and Underwriting Partners
To:
• Obtain quotes
• Evaluate eligibility
• Process your application
• Issue or decline coverage
We provide only the information necessary for underwriting and policy servicing.
B. Service Providers Who Help Us Operate Our Business
These may include providers for:
• Secure data storage and CRM
• Email and SMS delivery
• Website hosting and security
• Form processing
• Analytics and reporting
These providers are allowed to use your information only to perform services for us and are expected to safeguard it appropriately. Not every provider receives every type of information.
C. Legal or Regulatory Authorities
We may disclose information if required to:
• Comply with applicable laws and regulations
• Respond to lawful requests from regulators or law enforcement
• Protect our rights or the rights of others
We do not share information with medical exam vendors unless you explicitly authorize it as part of the underwriting process.
6. Your Consent to Be Contacted
By submitting a form on our website, you provide express written consent for Magen Family LLC to contact you using:
• Phone calls
• Text messages (SMS/MMS)
• Emails
• Automated or prerecorded messages
regarding your inquiry, quotes, or insurance application.
Message and data rates may apply. You may opt out at any time by following the instructions in our messages, such as replying STOP to a text or using an unsubscribe link in an email.
7. Cookies and Tracking Technologies
We use cookies and similar technologies to:
• Help the website function properly
• Analyze how visitors use the site
• Understand traffic sources and campaigns
You can control or disable cookies through your browser settings. If you disable cookies, some parts of the site may not function properly.
8. Your Rights
Depending on your state of residence, you may have the right to:
• Request access to the personal information we hold about you
• Request corrections if information is inaccurate or incomplete
• Request deletion of certain information, subject to legal and regulatory recordkeeping requirements
• Withdraw consent to be contacted for marketing or follow-up communications
To make a request, contact us at legal@magenfamily.com. We may need to verify your identity before fulfilling your request.
9. Children’s Privacy
We do not knowingly collect personal information directly from children under 18.
However, as part of an insurance application, an adult applicant may provide beneficiary information for minors, which is collected and used solely for legitimate insurance purposes and not for marketing.
We do not knowingly market our services directly to minors.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we make changes, we will update the Effective Date at the top of this page. Any changes will become effective when posted on this page.
11. Contact Us
If you have any questions about this Privacy Policy or our privacy practices, contact us at: Email: legal@magenfamily.com